Overall, as to antitrust compliance and insurer federal antitrust actions. Mr. Hager served as General Counsel and Director of Government Relations to the American Academy of Actuaries. This organization brings pricing competitors together (for professional purposes). As a result, constant antitrust sensitivity to all Academy activities was required. Mr. Hager led this effort. Similarly as CEO of NCCI, Mr. Hager had ultimate responsibility to assure ongoing compliance for that organization. NCCI lawfully established proposed rates on behalf of insurer/competitors ($16 billion of proposed rates annually). As such, antitrust compliance was a major responsibility for Mr. Hager and he is somewhat of an antitrust insurance expert witness.