Lawmaker: Four Term Elected Member of the Florida House of Representatives.  I recently served as an Elected Member of the Florida House of Representatives.  I was Elected to the Florida House from Palm Beach County in 2010, Re-elected in 2012 and in 2014 and in 2016 and served until January of 2109, when, under Florida law, I was term limited out.  

During the entire eight years at the Florida House, I served as a Member of the Insurance Committee and served as well as Vice Chair of the Insurance Committee and served as well on the upstream parent of the Insurance Committee, namely the Commerce Committee.  All insurance bills must ultimately pass through the Commerce Committee.

Florida is an insurance intensive state for all kinds of reasons, meaning most all key insurance issues were considered or addressed during my service and were handled either by me directly (along with the balance of the Committee, of course) or by other Members of the Committee or by the Insurance Committee operating as a whole.  My work in this regard included sponsoring and co-sponsoring insurance and reinsurance legislation; presenting such legislation to the Insurance Committee and to the upstream parent committee, namely the Commerce Committee and presenting the bill before the entire House of Representatives.  I also participated in hearings either as Vice Chair (and Chairing the hearings) or as a participating Member, inquiring of those proposing the legislation.  

In all of this, I have become very familiar with and possess an clear understanding of legislation and of  construing insurance legislation and have become as well, very familiar with the role of the legislature (regardless of the state) as to insurance matters and the role of Insurance Regulators as to legislation and as to the balance of the regulators’ obligations, based both on this Florida experience and based as well on having served previously as Iowa’s Commissioner of Insurance.

Issue: The reasonableness and adherence to insurance industry standards of practice of particular actions or inaction’s taken by an insurance company periodically becomes an issue in litigation. Examples include a delay or refusal to pay claims, the timing of policy issuance, etc.

Overall. Mr. Hager has pervasive and extensive experience as to the appropriateness of insurance company actions as measured against industry standards of practice/custom and practice, having intensely participated on both sides of insurance company decision-making for over 25 years.

Specific Expert Testimony as to What Constitutes Standard Insurance Industry Practices. 

  • Articulation of applicable standard of practice/ custom and practice;
  • Determination of whether specific insurance company action complied with industry standards of practice; and
  • Concluding that the particular insurance company action taken did (or did not) comply with applicable standards of practice.
  • Insurance Standards of Practice Expert Witness

Read more about Standards of Practice / Custom and Practice – Regulatory.

Contact Bill Hager at 561-306-5072 or via email to discuss your case.